Grow Your Non-Profit’s Funds with Confidence

Flexible, secure, and built for the needs of 501(c) organizations.

At SPJST, we believe your mission deserves a strong financial foundation. Our 501(c) Plan Annuity is built to help non-profits like yours grow reserves safely and securely, with flexible access to funds and competitive rates you can trust.

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Why Choose the SPJST 501(c) Plan Annuity?

✔ Flexible Access
Withdraw up to 20% of your annuity’s value each year — penalty-free — through up to four transactions annually.

✔ Competitive Rates
Enjoy flexible, secure rates with a guaranteed minimum of 2.9% to keep your organization’s reserves growing.

✔ Adaptability for Your Organization
Change annuitants at any time as your leadership or needs evolve.*
(*Changes must be approved by two officers and recorded in your meeting minutes.)

✔ Easy to Open
Start building your organization’s future with just a $10,000 minimum deposit.

Trust SPJST to Support Your Mission

For over 125 years, SPJST has been helping organizations and families across Texas secure their futures. Founded in 1897 by pioneers of Czech descent, SPJST remains committed to enriching lives and strengthening communities — one member, one organization at a time.

As an SPJST member, you also gain access to valuable benefits, including:

  • Scholarships, youth summer camps, and family weekend getaways

  • Thousands of discounts through our member perks program

  • Community service opportunities across Texas

  • Special events such as fun days, holiday celebrations, dances, contests, and more

Ready to Strengthen Your Organization’s Future?

Partner with SPJST and grow your reserves with confidence.
Our team is ready to help you get started today.

👉 Get Started Today
👉 Request More Info

📞 800-727-7578 | 🌐 info@spjst.org

❓ Frequently Asked Questions (FAQ)

What is the minimum deposit required to open an SPJST 501(c) Plan Annuity? The minimum initial deposit is $10,000.
How much can my organization withdraw each year without penalty? You can withdraw up to 20% of the annuity’s value each year, in up to four transactions, without any penalties.
What happens if our organization's leadership changes? You have the flexibility to change the annuitant at any time to reflect your organization's evolving needs. Changes must be approved by two officers and recorded in your organization's meeting minutes.
What interest rate can we expect? Rates are flexible, and your funds are guaranteed to grow at no less than 2.9% annually.
Who is eligible to open an SPJST 501(c) Plan Annuity? The plan is designed exclusively for 501(c) non-profit organizations.
What other benefits does SPJST membership provide? In addition to financial growth, SPJST members enjoy scholarships, youth camps, family events, volunteer opportunities, and thousands of discounts through our perks program.